Information on the TCM and BCM Programs
What is a TCM Agent Program?
Not every bank wants the risk and complexity of managing a credit card portfolio. That’s why TCM Bank, N.A., developed Total Card Management – a way for community banks to gain revenue from their own branded credit cards, without all the risk. We provide two kinds of support to our agent banks:
Portfolio Purchasing: TCM Bank is the only purchaser of credit card portfolios dedicated to helping you, not competing with you. If we purchase your portfolio, you can continue providing branded cards without losing control of your customer base.
Start-Up Portfolio: If you don’t currently offer credit cards, we can help you start. You’ll gain a profitable new revenue stream without the usual risk and costs of running a credit card program.
Once you start a TCM agent program, we’ll supply you with marketing material at no additional charge. We want to help you succeed – because when you win, we do too.
For more information about partnering with TCM Bank, please call (800) 242-4770 or e-mail us.
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