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Monitor Your Risk After Assembling the Best Plan

Readi-Review Plussm

Readi-Review Plussm offers the opportunity to monitor the risk of your credit card portfolio by giving you an account management tool that will enable you to increase revenues, reduce losses and save time.

Readi-Review Plus works by reviewing current accounts and assigning an Equifax Risk Score and a Credit Grade Score to each account. These scores enable you to make sound credit decisions. There are a variety of options available with the Readi-Review Plus program.


Patriot guardsm

Patriot Guard is a Web-based solution that makes it simple and cost-effective for any financial institution to build a compliance program for the Patriot Act. Patriot Guard can be activated quickly and without increasing the workload of your day-to-day operations. Patriot Guard verifies required information, correlates the results and completes identity verification in seconds from any PC with Web access. It also warehouses verification data for future retrieval.Patriot Guard is the most comprehensive identity verification tool available because it:

  • Is cost effective

  • Provides quick and efficient compliance

  • Refreshes 16 billion verification records nightly

  • Provides liability protection associated with noncompliance

  • Increases profitability by keeping focus on those you serve

  • Better utilizes your resources, since FIS does most of the work for you

 

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Visa Releases Details of its Merchant Litigation Settlement

Visa has made available information to help card issuers and acquirers understand the details of its U.S. Multi-District Merchant Litigation settlement and related timelines. Included are frequently asked questions for merchants, sample point-of-sale and point-of-entry disclosures, and maximum surcharge limits and average costs of acceptance documents to share with your staff or cardholders. Click here for more information.


MkgManual

Introducing: ICBA Bancard’s Definitive Guide to Card Marketing

Looking to create a card program that gets noticed and generates profits? Your search is over. Introducing “Card Marketing for Main Street,” a comprehensive, results-oriented guide designed to help community bankers like you develop and maintain a profitable card business. Learn more.