Credit Card Solutions
ICBA Bancard offers two competitive and cost-efficient credit card programs: Direct Issuing and Total Card Management®. With either program, your bank will be able to:
- Generate an ongoing stream of revenue
- Protect your customer base from competitive encroachment
- Manage, enrich, and expand customer relationships
- Create a showcase for your brand
Direct Issuing: Generate revenue with total control
Would your bank like to keep more control over profitability? Consider issuing your own consumer and/or business credit cards and managing your own card portfolio, while ICBA Bancard helps optimize your program with support that includes fraud protection, 24-hour customer service, a rewards program, and more.
While staying current on portfolio activity through ClientLink®, a day-to-day operational interface, you'll be able to take advantage of our card marketing and risk support solutions, fraud loss protection coverage, and online account access, with personal assistance from dedicated ICBA Bancard Client Services Representatives.
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Credit card case studies
See how support from ICBA Bancard has helped other community banks like yours develop and maintain successful credit card programs.
Request specific credit card program information >>
Total Card Management®: Earn revenue with limited risk
If you'd rather reduce or eliminate risk exposure, compliance and marketing costs, our Total Card Management program may be ideal. Through TCM Bank, N.A., you can offer consumer and/or business credit cards branded with your own logo. Our consulting and support services include transaction processing and tracking, marketing solutions, and dedicated ICBA Bancard Client Services Representatives to answer questions and resolve issues.
See how support from TCM has helped other community banks like yours develop and maintain successful credit card programs by viewing the following case studies.
Learn more about our Total Card Management services >>